| Fee | Shown on Fee Schedule | Fee Amount |
|---|---|---|
| ACCOUNT FEES | Return Check (deposited item) | $30.00 |
| ACCOUNT FEES | Account Activity Print-Out | $2.00 |
| ACCOUNT FEES | Dormant Account | 3.00 per month |
| ACCOUNT FEES | Account Research (Hourly Rate) 25.00 per hour | 25.00 per hour |
| ACCOUNT FEES | Wire Transfer (Incoming and Outgoing) | $35.00 |
| ATM FEES | ATM Cash Withdrawal Fee | $1.00 |
| ATM FEES | ATM Replacement Card | $15.00 |
| ATM FEES | PIN Reminder | $3.00 |
| SHARE AND SHAREDRAFT FEES | Non-Sufficient-Funds (return) | $30.00 |
| SHARE AND SHAREDRAFT FEES | Courtesy Pay | $20.00 |
| SHARE AND SHAREDRAFT FEES | Copy of Check | $3.00 |
| SHARE AND SHAREDRAFT FEES | Stop Payment on Checks | $20.00 |
| SHARE AND SHAREDRAFT FEES | District Attorney Checkbusters | $30.00 |
| SHARE AND SHAREDRAFT FEES | Sharedraft Monthly Service Fee | $6.00 |
| MISCELLANEOUS FEES | Stop Payment on Credit Union Check | $20.00 |
| MISCELLANEOUS FEES | Fax 1 Page(incoming/outgoing) | $2.00 |
| MISCELLANEOUS FEES | Fax each additional page | $1.00 |
| MISCELLANEOUS FEES | Returned mail fee | $5.00 |
| MISCELLANEOUS FEES | Legal Process (levies, garnishments) | $30.00 |
| MISCELLANEOUS FEES | Loan extension charge | $25.00 |
| MISCELLANEOUS FEES | Early share account closure fee | $10.00 (closed in the first 90 days) |
| MISCELLANEOUS FEES | Carfax Report | $15.00 |
| MISCELLANEOUS FEES | DMV Paperwork | $20.00 |
| MISCELLANEOUS FEES | Account Verification | $10.00 |
Espeeco Federal Credit Union of Bakersfield, CA has 1,500 members and assets of $11 million. The credit union, opened in 1954, has 2 full time and 1 part time employees, or 500 members per employee, compared to a national average of 457.